Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

Help your business thrive this year by examining how lessons learned in 2020 can be the key to your success moving forward.

LIBOR has long been used as the market-driven index to set interest rates for business loans, in the U.S. and abroad. And it is on the verge of ending.

At State Bank of Cross Plains, the knowledge capital of our team of experts can help you take your business to the next level.

The actual forgiveness of your PPP loan – or probable forgiveness of your PPP loan – affects how you will file your taxes.

In a high-tech world, most check fraud is decidedly low-tech. Here are a few suggestions for businesses to avoid becoming victims of check fraud.

Every craftsman knows there are multitudes of ways to construct a beautiful piece of furniture. The same holds true for commercial financing.

Launching a business takes courage. Ensuring its success requires something more – namely, capital.

Your bank is open for business and here to help. Get financial assistance, use online tools, anticipate trends and act now. Learn more about these tips!

Your business derives maximum benefit from a bank that does more than process transactions. Here's how to ensure you're getting what you need.

There are tools that can help you create efficiency in your cash flow cycle. Where are you currently spending your time, and where would you like to?

In the last two years I have not spoken with a business owner or human resources manager, regardless of the industry, that is not having difficulty finding employees.

You're ready for the next steps for your business. But do you know how to prepare for those next steps?

One of the main decisions in commercial investing is whether to buy an existing property or build new construction.

Do you know how the new tax law affects C-Corporations versus Pass-Through or S-Corporations? Learn the tax rate difference.

Capital Expenditures are important to most business operations. Investment often leads to a gain in operating efficiencies and increased profit margins.

Capital Expenditures are important to most business operations. Investment often leads to a gain in operating efficiencies and increased profit margins.

Did you know you could search for vendors who take Business Visa with the Visa Supplier Locator feature? We walk you through the search process.

Ask your bank to be more than just an investor in your business.

The 504 Loan Program, which previously had a 10- and 20-year 504 Loan and Debenture, now has a 25-year Debenture. Learn more about this updated.

Worker shortages are always problematic. With the uncertainty of DACA's future, this problem may get bigger. Here's what it may mean for business owners.

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Wealthways Podcast

Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Along with hosts Dawn Mullarney & Jane Simon, guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.