Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

State Bank of Cross Plains has an easy solution to greatly reduce the opportunity for check fraud from your business deposit account: Positive Pay.

Depositors know that the short-term rate environment continues to offer very few opportunities to earn interest on cash holdings. Although a bank money market account offers a safe place to keep funds with immediate availability, there are other alternatives a business might want to consider before parking excess capital there for the long term.

As a businessperson, time is your most precious resource. Here are 10 strategies you can start employing today to begin saving time every day.

Don’t miss an opportunity for a quick system check of your security procedures to make sure you catch any vulnerabilities before someone else finds them. Here are five places to start.

For business, both ACH and wire transfers have payment advantages and disadvantages. Let’s look at them across six key categories.

Business credit cards have recently taken major steps forward in functionality and ease of use. Get the full benefit from yours by considering these tips.

There are a number of alternatives to money market accounts that a business might want to consider before parking excess capital there for the long term.

In a high-tech world, most check fraud is decidedly low-tech. Here are a few suggestions for businesses to avoid becoming victims of check fraud.

There are many reliable, secure alternative means of sending and receiving payments that don’t rely on envelopes of paper hand-delivered to your mailbox.

Here are some ideas to consider for safeguarding your cash flow and securing your organization’s financial position.

Take Advantage of our Treasury Management Resources. We are here to help you control your cash flow and maximize your working capital!

Getting paid quickly helps control cash flow. A well-crafted email can actually help your invoices get paid faster! The following tips can help.

Although the number of checks presented for payment is decreasing every year, the losses from check fraud, unfortunately, are rising nationwide.

When it comes to running a business, there's no shortage of complexities that revolve around managing working capital. A treasury management team can help.

Here are some key questions to ask, to ensure all of your business banking accounts are as current as possible and that all efficiencies are being met.

For business owners, keeping company finances separate from personal ones is a smart decision. However, for that can be easier said than done.

Sign Up For Our Newsletter

Wealthways Podcast

Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Along with hosts Dawn Mullarney & Jane Simon, guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.