Banknotes Blog

Senate Bill 451: Understanding the Differences Between Credit Unions and Banks

By: Stephen Eager

The Wisconsin State Senate is currently considering a bill to help modernize some language that no longer applies in today’s financial landscape, and therefore causes some administrative hassles for credit unions, specifically. To be clear, we are in support of the majority of the bill. However, there are four provisions that blur the lines between credit unions and banks that we believe should be removed.

Ideally, we would all enter our retirement years fully confident that our investment and retirement planning efforts would translate into comfortably maintaining our desired lifestyles until the day we die. However, retirement planning, like most important things, is not that simple.

Baby Boomers are rapidly retiring, and Gen-Xers aren't far behind. It's easy to imagine their positive expectations, but it's important to recognize that, for many, retirement also presents a few downsides. Here are four non-financial “lost benefits” for your consideration as you plan and prepare for your eventual retirement.

While economic uncertainties are beyond our control, we can be proactive by focusing on things that aren’t. Here are five moves you can make to benefit your retirement over the longer term.

When to file for Social Security should not be a one-size-fits-all proposition. Many factors come in to play, and your decision should not be made in a vacuum and certainly not based on a headline.

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