Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

If you are looking to purchase a home, understanding what a Debt to Income Ratio means, and what your DTI is, is important in securing a great mortgage.

When it comes to the question of buying or building, there is no right or wrong answer. But there may be a better answer depending on your goals and priorities.

For many, owning a second home is a dream. Before you decide to make your dream come true, let’s look at a few of the factors that should be considered.

Money can be one of the biggest stressors in a relationship. Being on the same page about how to handle it can be a game changer for many couples.

When buying a house or making any big purchase together, it’s important for couples to be on the same page financially.

A cash-out mortgage refinance loan can free up immediate cash using the equity you’ve built up in your home over the years. But there are exceptions.

Many people are looking for immediate cash these days. Depending on your situation, a cash-out refinance might be the solution.

Many people are worried about how they can make ends meet for the next few months and beyond. One option to consider for financial relief is your mortgage.

A bridge loan may be handy in a seller's market. Learn more about how a bridge loan works, and what the benefits of a bridge loan are.

Saving for a down payment can be tough. We debunk four myths around down payments to help future homeowners get their dream home.

Becoming a homeowner can actually help create wealth. Learn why renting doesn't always mean saving money, and why becoming a homeowner is very attainable.

It's a seller’s market: little supply of homes and high buyer demand. Getting pre-approved will be instrumental in having your offer accepted.

Learn what the new 2017 tax law changes mean for those with or looking to get a home equity loan or line of credit.

NOW is a good time to buy a home. The cost of home ownership continues to remain low, where renting has gone up.

With spring just around the corner, the 2019 housing market is beginning to heat up. A pre-approval signals that you are serious about making a purchase.

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