Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

A full banking relationship offers peace of mind by saving time, money, and stress.

Many businesses don’t recognize that the right fit with their bank could save them a lot of money. Let's dispel some of the notions about making a switch.

Conventional wisdom among grief counselors holds that going through hard times does not create problems in a relationship. It amplifies them.

Now is the perfect time to review and clean up your personal finances, to ensure that your spring is filled more with sunshine than rain clouds.

It's always a good idea to be educated on the changes and loot to the future so you can easily plan for this year, next year as well.

Versatility: The ITM is also an ATM. Do you just need to grab cash quick? You can do that! Pull up to any one of our machines and withdraw money just like you’ve always done.

Regardless of the nature of your business, powerful laws influence your client relationships. More to the point, they determine success or failure.

As a business owner, evaluate your expectations for the year, and attempt to match your credit line as closely as possible to your anticipated needs.

Most probably understand the functions that a bank performs, but they may be less informed as to what sets community banks apart from larger institutions.

Bringing a “shark” into your company has lots of potential upsides for growth and new relationships, but, as with most things, there's usually a catch.

As another school year approaches, many families will be having discussions about finances as students prepare to go off to college.

To maximize your company’s efficiency, productivity, and profitability, you need to develop and nurture strong relationships with quality advisors.

We’re focused on serving customers, not just servicing their transactions. This means, in every client conversation, I ask, “What do you need help with?”

State Bank of Cross Plains is working to combat hunger in our communities again for Community Banking Month. But did you know local pantries need more than food to operate?

April is Community Banking Month - join us in celebrating, also learn what it means to be a community banker from someone with personal experience.

Expanded Application of the "Penny Rule" Can Yield Big Benefits for Businesses

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Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Along with hosts Dawn Mullarney & Jane Simon, guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.