Banknotes Blog

Small Business, Business Banking

Supply-Chain Solutions That Create Better Business

By: Dave Wyttenbach

In an Amazon world, where everyone is accustomed to unlimited selection and two-day delivery, the current supply chain crisis is officially affecting all aspects of life, from groceries to gift giving and from cars to kitchen remodels. What are your options for serving customers through this challenge when so many factors feel like they are outside your control?

We made it – 2021 is now behind us, and 2022 has arrived! While last year certainly had its challenges (inflation, Covid variants, supply-chain issues), the markets took it all in stride and performed reasonably well ... at least, if you take a 30,000-foot view. This year promises more obstacles, as inflation continues to surge, the Fed shifts from easing to tightening, and Covid concerns remain as prevalent as ever. Hopefully, by planning for the unexpected this year, investors can come out ahead. Let’s assess where we've come from, and contemplate where we may be headed.

Volatility seems to be back, as is a rising sense of uncertainty over what the future holds. “It’s like déjà vu all over again,” as Yogi Berra said. Let’s dive in and try to make some sense of what we’ve been seeing.

Inflation is on the rise, the economy slowed dramatically in the third quarter, and yet, the markets staged a strong rally in October. Like the song says, “We got to beware,” and “Everybody [needs to] look [at] what’s going down,” if we want to be able to navigate through the uncertainty.

Interest rates may go up, prices may come back down. We simply cannot predict the future with any certainty. The best strategy is to just do what is best for your current business operations.

As things continue to play out in ways both expected and unexpected in the markets and economy, we can’t really say that this is just what we thought would happen.

Normally, when a flight encounters turbulence, something outside of the airplane is the cause. That’s not the case with this Delta flight, however – the widespread variant of COVID-19 is causing strife in our society (mask mandates; less activity, like going out to eat; etc.) and could result in sustained disruption to our economy going forward.

Are we climbing a wall of worry now, or is the economic data such that the markets' gains are fundamentally justified? Let's dive in.

The chase for equities continues to intensify, even while the Fed has sought to clarify its outlook and future plans. We dive in further here.

Could the fiscal high we are experiencing give way to higher inflation, higher taxes, and higher interest rates? Only time will tell.

Another Disney-themed recap in the economic month that was; this time, Beauty and the Beast.

We delve into Robinhood, political change, virus/vaccine news, and heightened expectations for 2021.

Change is constant, particularly when talking about the markets and economy. This month's recap reinforces that truism.

If your business is prepared for a market correction, it can be an advantageous environment for borrowing money.

Recent news concerning coronavirus vaccines is highly positive and has sent the markets ever higher.

With the election behind us (maybe?), we take a look at the strength of the recovery to date, as well as the factors that will influence it moving forward.

Perhaps the only thing that is certain is, at this point, uncertainty, and that means, at least in investment terms, more volatility on the horizon.

In today's economic landscape, investors are being pulled in a number of different directions. How do you make decisions on how and where to invest?

In 2020, we've seen market rallies, crashes, and rallies once again. If there ever were a time when staying the course was appropriate, this is it.

Despite recent hardships, promising economic signs have begun to emerge. Here are a few, as well as some questions that only time will be able to answer.

Many people are worried about how they can make ends meet for the next few months and beyond. One option to consider for financial relief is your mortgage.

Here are some ideas to consider for safeguarding your cash flow and securing your organization’s financial position.

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