Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

Understanding your income versus liabilities is important when establishing a budget that works for you and your household. Winning at this means your finances win both today and in the future.

For the self-employed, there is a tax-advantageous retirement-saving vehicle that goes beyond the standard Roth and simple IRA: the solo 401(k).

Money can be one of the biggest stressors in a relationship. Being on the same page about how to handle it can be a game changer for many couples.

Jumpstarting your net worth comes down to a couple of key things: mindset and behavior.

With regard to 401(k)s, many make the critical error of assuming that, once they've set their contribution percentage, there's nothing else to consider.

How would you feel about getting your money to work harder for you? The “trick” is getting the math of compound interest on your side.

Many investors spend time researching the “best” funds available, but fail to "mix" them in such a way that optimizes their portfolio.

Building wealth and financial freedom is simple. It doesn't require a large up-front investment, and is achievable with these 10 common sense principles.

Over the last few weeks, more people are beginning to feel financial strain. Consider these tips to help you create some stability within your finances.

Many people are worried about how they can make ends meet for the next few months and beyond. One option to consider for financial relief is your mortgage.

Through the lens of the coronavirus pandemic, let’s review the economic and market performance of 2020’s first quarter.

When investing, particularly for long-term goals, there are two concepts you will likely hear about over and over again—diversification and asset allocation.

Organizing your finances can greatly reduce the amount of time you spend worrying about them and will help contribute to your long-term financial success.

With spring just around the corner, the 2019 housing market is beginning to heat up. A pre-approval signals that you are serious about making a purchase.

With the year winding down and holiday shopping well underway, have you thought about taking stock of your finances from the last 12 months?

One of the best things you can do for yourself early in your adult life is start planning your financial future. There's no better time to begin than now.

The longer you wait to start saving for retirement, the more challenging it becomes to realize the freedom you envision for yourself.

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Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Along with hosts Dawn Mullarney & Jane Simon, guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.