Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

While economic uncertainties are beyond our control, we can be proactive by focusing on things that aren’t. Here are five moves you can make to benefit your retirement over the longer term.

When to file for Social Security should not be a one-size-fits-all proposition. Many factors come in to play, and your decision should not be made in a vacuum and certainly not based on a headline.

A second act should be as good as – if not better than! – the first. By working with us to develop a detailed financial plan, you'll go a long way toward ensuring that yours is.

For the self-employed, there is a tax-advantageous retirement-saving vehicle that goes beyond the standard Roth and simple IRA: the solo 401(k).

Will you be ready to retire? How can you be sure? Honestly answering these questions will move you a step closer to knowing whether you're on track or not.

In this presentation, State Bank of Cross Plains trust officer Jeff Supple explains recent IRA rule changes and their tax and planning consequences.

This webinar, presented by WPS Health Insurance, outlines the Medicare options available to retirees, and is brought to you courtesy of the Prime Time Plus Club.

Every business owner should develop a clear and accurate understanding of the value of his or her business. Here are five reasons for determining the value of one’s business.

Here are five warning signs that suggest you may not be on the right track in planning for retirement.

Most people spend more time planning their next vacation than they do preparing for retirement. Here are some questions to test your preparedness.

When you consider retirement, you may be thinking about the free time you will have. Like everything, there are some drawbacks you may want to consider.

Your 401(k) plan is likely a primary source of retirement income security. Are you doing everything you can to maximize this source of retirement income?

With regard to 401(k)s, many make the critical error of assuming that, once they've set their contribution percentage, there's nothing else to consider.

How would you feel about getting your money to work harder for you? The “trick” is getting the math of compound interest on your side.

Many investors spend time researching the “best” funds available, but fail to "mix" them in such a way that optimizes their portfolio.

Building wealth and financial freedom is simple. It doesn't require a large up-front investment, and is achievable with these 10 common sense principles.

Now, more than ever, it's important to get our future plans in order. Use this extra time and our checklist to "spring clean" your financial future!

Through the lens of the coronavirus pandemic, let’s review the economic and market performance of 2020’s first quarter.

The simplest way to make a seamless retirement transition is to replicate how you get paid while you were working.

Financial decisions nearly always involve trade-offs. In securing future security, there is no substitute for a well-crafted plan.

This generation of retirees faces unique challenges . Learn how the current environment affects the way you save for retirement.

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Wealthways Podcast

Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Along with hosts Dawn Mullarney & Jane Simon, guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.