Banknotes Blog

Small Business, Business Banking

Supply-Chain Solutions That Create Better Business

By: Dave Wyttenbach

In an Amazon world, where everyone is accustomed to unlimited selection and two-day delivery, the current supply chain crisis is officially affecting all aspects of life, from groceries to gift giving and from cars to kitchen remodels. What are your options for serving customers through this challenge when so many factors feel like they are outside your control?

Nancy Pautsch is the chief evangelist of stakeholder value at Envision IT.

Mika Marquart-Carpio is an attorney, a social media marketer, and a serial entrepreneur.

Joyce Marter is a renowned psychotherapist, keynote speaker & author.

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

Understanding your income versus liabilities is important when establishing a budget that works for you and your household. Winning at this means your finances win both today and in the future.

Normally, when a flight encounters turbulence, something outside of the airplane is the cause. That’s not the case with this Delta flight, however – the widespread variant of COVID-19 is causing strife in our society (mask mandates; less activity, like going out to eat; etc.) and could result in sustained disruption to our economy going forward.

Depositors know that the short-term rate environment continues to offer very few opportunities to earn interest on cash holdings. Although a bank money market account offers a safe place to keep funds with immediate availability, there are other alternatives a business might want to consider before parking excess capital there for the long term.

We’ve written about gift-card scams in this space before, but there’s a new one going around that’s taken a novel approach to the time-tested strategy. The following article discusses what that approach looks like in more depth, and can help you make sure that your money stays where it belongs: in your pocket.

If a prospect or client derives value from our conversation, that next meeting is probably assured. If not, there may not be a next time, or they will delegate us to a subordinate. Both are dead ends. Given that decision-influencer prospects & clients are time-starved and could easily fill their days twice over with meeting requests, why should they make time for us? The answer may be found in the "four pillars of value for time" upon which we need to intentionally draw: Insight, Perspective, Relevance, and Resilience.

Can you put a price on peace of mind? If you're a life insurance policyholder, chances are, you'd say yes. And if you're not, it may be time to reassess your situation.

Melissa Oftedahl and Katie Buell are the creative forces behind the food, fashion, and lifestyle blog Everyday M&K.

Beth Elliott is owner, business loan consultant, and life coach at The Hippie Banker.

Leah Bach is a Realtor with RE/MAX Performance Realty.

Sarah Reiter is Senior Vice President, Strategic Partnerships at Health eFilings.

Lannia Stenz is the CEO & executive director of Gilda's Club Madison.

When it comes to customer retention and acquisition, there are some less obvious, but particularly important, characteristics worth remembering. Here are three for your consideration.

If you are looking to purchase a home, understanding what a Debt to Income Ratio means, and what your DTI is, is important in securing a great mortgage.

As a businessperson, time is your most precious resource. Here are 10 strategies you can start employing today to begin saving time every day.

Are we climbing a wall of worry now, or is the economic data such that the markets' gains are fundamentally justified? Let's dive in.

A quick update on reported identity theft, and a reminder of the importance of updating your employer identification number (EIN).

Phishing is one of the most common, and effective, scamming methods in use today. We see it every day. The following article provides tips on how to identify an increasingly prevalent phishing scam that's being used to defraud people around the country, and what you can do to ensure you don't fall victim yourself.

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