Resources for Our Business Customers


State Bank of Cross Plains CARES about its business customers, and we want to make sure that you’re aware of all the tools that you have at your disposal, to support your operation and your employees. Every business is unique, so please review the following information to find the program best suited to helping yours.

Paycheck Protection Program (PPP)



Review BEFORE clicking link to Application below:

    • Please use GOOGLE CHROME or FIREFOX for your internet browser (other browsers are not supported). Browser versions one year old or less will work best.
    • The first step is a simple account creation, for your application.
    • Only a single email address can be used at this time for account creation - if multiple businesses applying , then each will need a unique email address for account creation. (This does NOT apply to email addresses listed within the application that we will use for future correspondence regarding the application.)
    • Please be sure to read through all sections of the application carefully and utilize the tips within the online application- Click here for additional application hints 
    • Prepare to have all documentation ready to upload with your application to support the loan amount being requested. Required documents will be identified within the online application.
    • You can exit your application and log back in later if you are unable to entirely complete initially.
    • At the end of the application, you will be asked click a button that prompts an email from DocuSign - given current volume, that email may not be immediately sent. If you do not receive that email by the end of the day, please contact your lender or our customer care center.
    • Review the resources and tools below for guidelines on eligibility and calculating your loan amount to ensure you complete your application correctly.
    • Separate access cannot be given to accountants or bookkeepers at this time
    • If not currently a client of SBCP, you will be required to open a deposit account with us prior to funding the PPP loan funds. Please be prepared to provide Filed Articles of Organization, organizational documents identifying owners and authorized persons to borrow, and a copy of driver's license for all owners and authorized signers at time of application.


    • You will be notified via email by an SBCP associate when your application has been submitted to SBA for approval.
    • It could take a week or more after submission for SBA to approve your application.
    • You may log back into your application account at any time to review the status of your application.
    • Once approved, your request will move to closing and you will be issued closing documents to sign before receiving your funds.


Click here to apply

Due to the large volume of applications being submitted, you may experience the online application system running slow, or it may time out. If this occurs, then please try again. We appreciate your patience.


In the meantime, please reference the following information to prepare - 

check markWBA Frequently Asked Questions >>

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WBA Summary of New Relief Bill >> 

check mark Farm PPP Loan Flowchart >>

check mark PPP3 Application Completion Tips >>

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PPP3 Customer Application Hints >>

Is this your first time applying for a PPP loan? If yes, reference the following -

check markSAMPLE First Draw PPP Application (DO NOT SUBMIT – apply online above)>>

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Summary for First Draw PPP Applicants from SBA >>

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First Draw Paycheck Protection Program Loan Increases After Enactment of the Economic Aid Act* >>

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Loan Amount Calculation Worksheet (Assist in determining loan amount and documentation required to support request) >>

check markPPP 1st Time Loan Amount Calculations >>


Did you receive PPP funds in 2020? If yes, reference the following –

check markSAMPLE Second Draw PPP Application (DO NOT SUBMIT – apply online above)>>

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Summary for Second Draw PPP Applicants from SBA >>

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PPP 2nd Draw Loan Amount Calculations >>

NOTE: As directed by SBA guidelines, State Bank of Cross Plains is not required to bear any costs, nor will it enter into any agreements with third parties (including accountants and lawyers) to bear any costs, to assist PPP borrowers with the PPP loan or loan forgiveness process. If a borrower chooses to work with a third-party accountant, lawyer, or other entity on their behalf, any contracts, obligations, or costs borne by these agents is the sole responsibility of the PPP borrower.

PPP Forgiveness 

SBCP began accepting applications for forgiveness of PPP loans on 8/11/2020. If you have not yet applied for forgiveness, please contact our Customer Support team at 608-798-2400, or reach out to your lender directly so we can provide to you the instructions to apply. Please reference the following resources:

SBA Economic Injury Disaster Loans 

Learn more about an Economic Injury Disaster Loan on the SBA’s website here.

For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

Click the links below for additional guidance on the following topics:

Dane County Small Business Pandemic Support Program - Round 2 

The Dane County Small Business Grant Program - Round 2 is available for small businesses experiencing financial difficulties because of the COVID-19 outbreak.

Small business owners throughout the community are encouraged to submit applications. To apply, please click here.

Please contact Colin Murray at with any questions.

Additional Resources


Here is a small list of additional resources that we feel might be of benefit to you.