Personal VISA Credit Cards

 

State Bank of Cross Plains offers personal credit card and debit card options with key fraud protection features, rewards perks, digital pay and more. Compare our card options, explore our special offers and apply online today.

Card holders with other accounts at State Bank of Cross Plains can access their credit card account after logging into their online banking

Apply Now Or download the application here.

Visa Classic 
Perfect for someone interested in a low fixed rate credit card and trying building their credit.
 

check markNo Annual Fee

check markDigital Pay

check markFraud Protection

check markCardValet

check markSingle sign-on with SBCP accounts 

 

Current Offer: 0% introductory APR on purchases and balance transfers for 6 months, and 8.99%-14.99% APR thereafter!*

 Apply Now

Visa Platinum 
 Our Platinum card is for a regular spender looking to collect reward points on everyday purchases. 
 

check markEarn 1 uChoose Rewards points for every $1 spent

check markNo Annual Fee

check markDigital Pay

check markFraud Protection

check markCardValet

check markSingle sign-on with SBCP accounts 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 10.99%–16.99% APR thereafter!**

 Apply Now

Visa Signature 
Signature card holders will have a higher spending limit and earn even MORE rewards points.
 

check markEarn 1.5 uChoose Rewards points for every $1 spent

check markNo Annual Fee

check markDigital Pay

check markFraud Protection

check markCardValet

check markSingle sign-on with SBCP accounts 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 12.99%–18.99% APR thereafter!***

 Apply Now


Additional Card Features & Benefits 

View the VISA Credit Cards Benefits Brochure.

uChoose Rewards: SBCP Platinum, Signature and Business Credit Card holders earn uChoose reward points for purchases. Choose from millions of items including concert tickets, cruises and even cash back. Learn More >

Security & Fraud Protection: Protect yourself with EMV chip cards, real-time fraud and identity theft detection, replacements for lost or stolen cards and zero liability**** for fraudulent charges.  Learn More >

Travel Protection: Travel Accident Insurance, Trip Cancellation/Trip Interruption and Lost Luggage Reimbursement

CardValet: Control your card with CardValet®, an app that lets you turn your card on/off, define spending limits by vendor type and limit where your card can be used. Learn More >

Mobile Wallet: Make a purchase using your phone. Use the latest digital wallet payment methods like Visa Checkout, Apple Pay, Samsung Pay and Google Pay. Learn More >

Other Added Value: Emergency cash disbursement and Auto rental collision damage waiver. Currently a SBCP account holder? You can access your credit card account from your online or mobile banking.


Lost or Stolen

 

Notify us immediately if your card is lost or stolen

Call (608) 798-2400 or (855) 256-7328

We are available:

8 am – 5:30 pm CST Monday – Friday 

8 am – 12 pm CST Saturday 

Debit card after Business hours: (800) 472-3272

Credit card after Business hours: (855) 574-1510

Travel

Notify us of your travel plans to ensure you have full use of your card while you travel.

Call (608) 798-2400 or (855) 256-7328

We are available:

8 am – 5:30 pm CST Monday – Friday 

8 am – 12 pm CST Saturday 


Credit Card Agreement

To obtain a copy of your Credit Card Agreement, please email and include your name, contact information and subject line " VISA Agreement Request." Or you can call us at (855) 256-7328.


Disclaimer

* Subject to credit approval. Interest rate after promotional period will be between 8.99%–14.99% APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50, Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

** Subject to credit approval. Interest rate after promotional period will be between 10.99%–16.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

*** Subject to credit approval. Interest rate after promotional period will be between 12.99%–18.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

**** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security