RatesPersonal VISA Credit Cards
State Bank of Cross Plains offers personal credit card and debit card options with key fraud protection features, rewards perks, digital pay and more. Compare our card options, explore our special offers and apply online today.
Card holders with other accounts at State Bank of Cross Plains can access their credit card account after logging into their online banking.
Visa Classic
Perfect for someone interested in a low fixed rate credit card and trying building their credit.
No Annual Fee
Digital Pay
Fraud Protection
CardValet
Single sign-on with SBCP accounts
Current Offer: 0% introductory APR on purchases and balance transfers for 6 months, and 8.99%-14.99% APR thereafter!*
Visa Platinum
Our Platinum card is for a regular spender looking to collect reward points on everyday purchases.
Earn 1 uChoose Rewards points for every $1 spent
No Annual Fee
Digital Pay
Fraud Protection
CardValet
Single sign-on with SBCP accounts
Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 10.99%–16.99% APR thereafter!**
Visa Signature
Signature card holders will have a higher spending limit and earn even MORE rewards points.
Earn 1.5 uChoose Rewards points for every $1 spent
No Annual Fee
Digital Pay
Fraud Protection
CardValet
Single sign-on with SBCP accounts
Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 12.99%–18.99% APR thereafter!***
Additional Card Features & Benefits
View the VISA Credit Cards Benefits Brochure.
uChoose Rewards: SBCP Platinum, Signature and Business Credit Card holders earn uChoose reward points for purchases. Choose from millions of items including concert tickets, cruises and even cash back. Learn More >
Security & Fraud Protection: Protect yourself with EMV chip cards, real-time fraud and identity theft detection, replacements for lost or stolen cards and zero liability**** for fraudulent charges. Learn More >
Travel Protection: Travel Accident Insurance, Trip Cancellation/Trip Interruption and Lost Luggage Reimbursement
CardValet: Control your card with CardValet®, an app that lets you turn your card on/off, define spending limits by vendor type and limit where your card can be used. Learn More >
Digital Pay: Make a purchase using your phone. Use the latest digital wallet payment methods like Visa Checkout, Apple Pay, Samsung Pay and Google Pay. Learn More >
Other Added Value: Emergency cash disbursement and Auto rental collision damage waiver. Currently a SBCP account holder? You can access your credit card account from your online or mobile banking.
Travel
Notify us of your travel plans to ensure you have full use of your card while you travel.
Call (608) 798-2400 or (855) 256-7328
We are available:
8 am – 5:30 pm CST Monday – Friday
8 am – 12 pm CST Saturday
Credit Card Agreement
To obtain a copy of your Credit Card Agreement, please email and include your name, contact information and subject line " VISA Agreement Request." Or you can call us at (855) 256-7328.
Disclaimer
* Subject to credit approval. Interest rate after promotional period will be between 8.99%–14.99% APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50, Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.
** Subject to credit approval. Interest rate after promotional period will be between 10.99%–16.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.
*** Subject to credit approval. Interest rate after promotional period will be between 12.99%–18.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.
**** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security