Personal Loans

At State Bank of Cross Plains, we believe your aspirations shouldn’t be put on hold due to your financial situation. Our array of lending options and valuable financial tools can provide you with the resources you need to accomplish whatever you set your mind to. 

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Car Loans

When you start picturing yourself in your dream car, new or used, we can not only finance your vehicle purchase, but help you determine the best loan option for your situation. Use our calculators to decide whether you should lease or buy, what a good loan rate is and whether a home equity loan is a better idea for your auto needs.  Apply online below or contact us today at (855) 256-7328 to speak with a loan representative.

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Debt Consolidation

Do you feel like your interest rate is too high? Do you have too many monthly payments or feel like you’re in over your head? If yes, it might be time to talk to a State Bank of Cross Plains loan representative about easing the financial pressure and making your debt easier to deal with. Take a look at our debt consolidation calculator and then we can discuss your options, and set up a payment plan that you can live with—without the stress. Apply online below or contact us today at (855) 256-7328 to speak with a loan representative.

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Recreation and Travel

You’ve got the time for a dream vacation. Now you just need the money. Let us help you take your family to Disneyland or do some soul-searching while backpacking alone through Asia. Apply online below or contact us today at (855) 256-7328 to speak with a loan representative.

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Student Loans

Student Loan Options for all Stages of Life

Whether you are considering college, taking on graduate school or looking for an option to streamline student loan payments, State Bank of Cross Plains financial tools and the iHELP® program has a loan for you. ZuntaFi, the program's administrator, has decades of experience in education loans and shares our customer-first values. Learn more about iHELP®.

With any iHELP loan you get:

  • Competitive interest rates
  • Flexible repayment options
  • An easy online application
  • Responsive customer service

Undergraduate & Graduate Loans

An iHELP® private student loan can help cover the funding gap left for college students after they have taken advantage of federal loans, grants, scholarships and personal contributions.

Undergraduate Loans          Graduate Loans

Student Loan Refinancing

Simplify life by refinancing college student loans into a single payment; doing so may also reduce your monthly payment. Private student loans, federal student loans and Parent Plus loans can be refinanced into one manageable payment. 

Student Loan Refinancing

calculator icon Try out our student loan consolidation and debt payoff calculator and contact us today at (855) 256-7328.

 

Personal Reserve Accounts

As much as we plan, life throws us curve balls. If you have an unexpected expense or make a checking calculation error, a Personal Reserve Account can help. Contact us today at (855) 256-7328 to speak with a loan representative.