Bonus Checking

Buy stuff. Get points. Bonus!

A convenient checking account for people at the start of their financial life.

Bonus Checking1 from SBCP - debit card rewards program with unlimited transaction capabilities. Get uChoose Rewards points for every purchase. You will also get:
  • No minimum opening balance and no monthly maintenance fee 
  • FREE Mobile banking and Online banking
  • Access to thousands of surcharge-free ATMs with ATM Access and Moneypass® 
  • Refund of our fee on non-proprietary ATM transactions2

Open Your Account & Start Earning Points

Open a Bonus Checking Account online or contact us for more information. Start using your account and debit card to earn uChoose Reward points. Redeem points for millions of products, travel experiences and activities, event tickets, merchant gift cards, cash, and much more! 

Banking that’s not just Personal. It’s Personalized.

Mobile Deposit

Easily and quickly deposit checks from your phone. Start by downloading our mobile app.

Mobile Wallet

Use a mobile wallet app with your State Bank of Cross Plains debit card to pay quickly and conveniently at checkout in stores, online and for in-app purchases.

Account Alerts

Sign up for account alerts to get notification of purchases, your account balance and more.


With Zelle you can easily split the cost of a bill, request money for a group gift or pay back your friend for concert tickets.

Credit Cards

Build your credit with a low fixed- rate card Visa Classic credit card from State Bank. Access all your cards and accounts on mobile banking.

Savings Account

Pair your Bonus Checking Account with a savings account. Explore your options and apply online.

Banknotes & Resources

1 For individuals through age 24. You must convert to another checking account by age 25.
2 Other financial institutions may still apply a surcharge fee