Banknotes Blog

Small Business, Business Banking

Supply-Chain Solutions That Create Better Business

By: Dave Wyttenbach

In an Amazon world, where everyone is accustomed to unlimited selection and two-day delivery, the current supply chain crisis is officially affecting all aspects of life, from groceries to gift giving and from cars to kitchen remodels. What are your options for serving customers through this challenge when so many factors feel like they are outside your control?

If you are looking to purchase a home, understanding what a Debt to Income Ratio means, and what your DTI is, is important in securing a great mortgage.

When it comes to the question of buying or building, there is no right or wrong answer. But there may be a better answer depending on your goals and priorities.

For many, owning a second home is a dream. Before you decide to make your dream come true, let’s look at a few of the factors that should be considered.

A full banking relationship offers peace of mind by saving time, money, and stress.

For couples, and even business partners, sharing the same priorities regarding how, when, and where to spend money can be critical to happiness & success.

When buying a house or making any big purchase together, it’s important for couples to be on the same page financially.

A cash-out mortgage refinance loan can free up immediate cash using the equity you’ve built up in your home over the years. But there are exceptions.

Many people are looking for immediate cash these days. Depending on your situation, a cash-out refinance might be the solution.

Many people are worried about how they can make ends meet for the next few months and beyond. One option to consider for financial relief is your mortgage.

We have all heard of the benefits of shopping local. Well, that also holds true for obtaining financing for your home mortgage needs.

A bridge loan may be handy in a seller's market. Learn more about how a bridge loan works, and what the benefits of a bridge loan are.

Saving for a down payment can be tough. We debunk four myths around down payments to help future homeowners get their dream home.

Becoming a homeowner can actually help create wealth. Learn why renting doesn't always mean saving money, and why becoming a homeowner is very attainable.

It's a seller’s market: little supply of homes and high buyer demand. Getting pre-approved will be instrumental in having your offer accepted.

Learn the real facts and bust the myths around Home Equity Conversion Mortgages (HECMs) or otherwise known as reverse mortgages.

Learn what the new 2017 tax law changes mean for those with or looking to get a home equity loan or line of credit.

If you're looking to buy a home, you'll know how important your credit score is. Learn how you can maximize it to get a better rate on your loan.

NOW is a good time to buy a home. The cost of home ownership continues to remain low, where renting has gone up.

Buying a home is likely one of the biggest investments you will ever make. Do you really want to entrust your financing to an 8-minute approval process?

Mortgage interest rates have been declining recently, and you may be wondering whether it makes sense to refinance.

Divorce is difficult for so many reasons. To make it less so, it helps to understand the way mortgages are handled as you divide assets.

Sign Up For Our Newsletter

Wealthways Podcast

Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Listen in as guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.