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State Bank of Cross Plains offers personal credit card and debit card options with key fraud protection features, rewards perks, digital pay, and more. Card holders with other accounts at State Bank of Cross Plains can access their credit card account after logging into their online banking.

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Perfect for someone interested in a low fixed rate credit card and trying building their credit.

  • No Annual Fee
  • Digital Pay
  • Fraud Protection
  • Card Manager
  • Single sign-on with SBCP accounts 
 

Current Offer: 0% introductory APR on purchases and balance transfers for 6 months, and 8.99%-14.99% APR thereafter!*

Our Platinum card is for a regular spender looking to collect reward points on everyday purchases. 

  • Earn 1 uChoose Rewards points for every $1 spent
  • No Annual Fee
  • Digital Pay
  • Fraud Protection
  • Card Manager
  • Single sign-on with SBCP account
 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 10.99%–16.99% APR thereafter!**

Signature card holders will have a higher spending limit and earn even MORE rewards points.

  • Earn 1.5 uChoose Rewards points for every $1 spent
  • No Annual Fee
  • Digital Pay
  • Fraud Protection
  • Card Manager
  • Single sign-on with SBCP accounts
 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 12.99%–18.99% APR thereafter!***

Additional Card Features & Benefits

Travel Protection: Travel accident insurance, trip cancellation/trip interruption, and lost luggage reimbursement.
Security & Fraud Protection: EMV chip cards, real-time fraud and identity theft detection, replacements for lost or stolen cards and zero liability**** for fraudulent charges.
Single Sign-On: Currently an SBCP account holder? You can access your credit card account from your online or mobile banking.
Other Added Value: Emergency cash disbursement and auto rental collision damage waiver. 

Click here for VISA Credit Cards Benefits Brochure.

Card Manager

Get control and convenience from an app on your phone, for the cards in your wallet. Card Manager is a central hub for managing your cards and how they are used.

Mobile Wallet

Pay quickly and conveniently at checkout in stores, online, and for in-app purchases.

uChoose Rewards

SBCP Platinum and Signature Credit Card holders earn uChoose reward points for purchases. Choose from millions of items, including concert tickets, cruises, and even cash back.
Lost or Stolen Card?  Notify us immediately if your card is lost or stolen by calling (608) 798-2400 or (855) 256-7328. We are available: 8 am – 5:30 pm CST Monday – Friday | 9 am – 12 pm CST Saturday. Debit card after Business hours: (800) 472-3272

Traveling? Notify us of your travel plans to ensure you have full use of your card while you travel. Call (608) 798-2400 or (855) 256-7328. We are available: 8 am – 5:30 pm CST Monday – Friday | 9 am – 12 pm CST Saturday

To obtain a copy of your Credit Card Agreement, please email generalmail@sbcp.bank and include your name, contact information and subject line " VISA Agreement Request." Or you can call us at (855) 256-7328.

* Subject to credit approval. Interest rate after promotional period will be between 8.99%–14.99% APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50, Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

** Subject to credit approval. Interest rate after promotional period will be between 10.99%–16.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

*** Subject to credit approval. Interest rate after promotional period will be between 12.99%–18.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

**** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security