Investments & Savings

Planning For the Future, Together.

You’ve worked hard to get to where you are today. As your business grows, you should consider starting savings and investment accounts to earn interest, prepare you for tax season, improve your credit and gain fund protection.

For savings, State Bank of Cross Plains offers two great options for when you decide it’s time to save - Business Savings & Business Investment Money Market accounts. 

For investments, consider one of our many investment options to let your money work for you.  Our investment accounts allow you to earn interest to grow your cash while preserving liquidity and maintaining acceptable risk. *Some Investment products are Not FDIC Insured, Not Bank Guaranteed and May Lose Value

Whether you have short-term or long-term investment goals, together we can help achieve them.  Reach out to a business banker directly or contact us online to get started. 

Account Details

Explore our Business Savings & Investment Accounts in detail below.

Click the arrows at the bottom to compare products.

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  • Best if you want a savings account that earns interest with low minimum balance requirements.
  • No minimum opening balance and a $200 minimum balance required to avoid fees. 
  • Service charges include a $6 quarterly charge if balance is not maintained and $2.95 fee per Debit Charge after 18 per quarter.
  • Best if you want an account that earns interest and assists you in managing liquidity and return for your business.
  • No minimum opening balance and a $2,500 minimum balance required to avoid fees. 
  • Service charges include a $12 monthly charge if balance is not maintained and $4.95 fee per Debit Charge after 6 per month.
  • Designed for commercial customers that want to invest balances above $250,000
  • Earn interest
  • Maintain high liquidity
  • This is not FDIC insured but is backed by US Government Agency securities held in a pool by State Bank of Cross Plains.
  • Designed for commercial customers that would like to invest balances above $250,000 and earn high interest rates on your investment, securely.
  • The funds are invested daily between a pool of participating banks in the ICS program and spread between multiple banks.
  • Each bank will possess less than $250,000 to maintain FDIC coverage.
  • This approach provides high levels of liquidity and if clients prefer, they have the option of excluding particular banks from holding their balances. 
  • Very similar to the Cash Sweep accounts
  • Difference is that the funds are held within Money Market Accounts across a variety of banks.
  • There is a limit of six withdrawals per month.

Plan for Success with a Business Financial Plan

When it comes to managing your business’s finances, there’s no shortage of considerations to make. Wouldn’t it be helpful to have personal advisors focused on helping you achieve your goals, working closely with you from one convenient, local office? You’ll get that and more when you partner with the Wealth Management team at State Bank of Cross Plains. 

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