Banknotes Blog

Business Operations, Commercial Lending, Small Business, Business Banking

A Blueprint for Construction Loans

By: Paul Cardarella

If your business requires a physical location, one of the biggest dilemmas can be whether to build, buy, or rent. In truth, there is no one-size-fits-all answer to that question. The most important thing to remember is, the answer that's best for you and your business should be based on facts and not fear of the unknown.

Financial modeling and scenario analysis can be the key to helping you choose your own financial adventure.

For the self-employed, there is a tax-advantageous retirement-saving vehicle that goes beyond the standard Roth and simple IRA: the solo 401(k).

A full banking relationship offers peace of mind by saving time, money, and stress.

For couples, and even business partners, sharing the same priorities regarding how, when, and where to spend money can be critical to happiness & success.

When buying a house or making any big purchase together, it’s important for couples to be on the same page financially.

Jumpstarting your net worth comes down to a couple of key things: mindset and behavior.

In this presentation, State Bank of Cross Plains trust officer Jeff Supple explains recent IRA rule changes and their tax and planning consequences.

Every business owner should develop a clear and accurate understanding of the value of his or her business. Here are five reasons for determining the value of one’s business.

Trying to time the market is generally not in an investor's best interests. A better strategy is to bucket and diversify.

Perhaps the only thing that is certain is, at this point, uncertainty, and that means, at least in investment terms, more volatility on the horizon.

Your 401(k) plan is likely a primary source of retirement income security. Are you doing everything you can to maximize this source of retirement income?

With regard to 401(k)s, many make the critical error of assuming that, once they've set their contribution percentage, there's nothing else to consider.

How would you feel about getting your money to work harder for you? The “trick” is getting the math of compound interest on your side.

In 2020, we've seen market rallies, crashes, and rallies once again. If there ever were a time when staying the course was appropriate, this is it.

Many investors spend time researching the “best” funds available, but fail to "mix" them in such a way that optimizes their portfolio.

Building wealth and financial freedom is simple. It doesn't require a large up-front investment, and is achievable with these 10 common sense principles.

Over the last few weeks, more people are beginning to feel financial strain. Consider these tips to help you create some stability within your finances.

Financial decisions nearly always involve trade-offs. In securing future security, there is no substitute for a well-crafted plan.

How do you go about creating an investment portfolio? What investments are right for you? What resources are there to help you with investment decisions?

In times of crisis, you don't want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you're protected.

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Wealthways Podcast

Wealthways is a casual, weekly conversation centered around female empowerment, moving upward, and all things wealth. Along with hosts Dawn Mullarney & Jane Simon, guests explore their own definitions of wealth – be they in terms of money, experience, wisdom, or any other multitude of things – and their personal journeys to achieving it.