Treasury Management is an integrated process involving all aspects of your financial operation, including: 

• Maximizing working capital
  
• Managing or extending payables
  
• Developing a proper account structure
  
• Protecting the ever-increasing risk of fraud risk
  
• Investing excess cash
  
• Developing the reporting to help you run your business more effectively

State Bank of Cross Plains is focused on cutting the time it takes receivables to clear your account, which translates into greater cash flow and interest savings. Managing or extending payables can help you keep more cash where you need it, in your business. Developing a proper account structure can help you better manage your funds, segregate entities and reduce fraud risk. 

Fraudsters are always looking for ways to take your money and information, therefore, we have developed and implemented the tools you need to help secure your business from both internal and external fraud. 

Investing excess cash is a great way to grow your cash while keeping investment risk low. We can help you develop a short-term or long-term plan to maximize interest earned. We also look for ways to create efficiencies through customized reporting. Proper reporting can cut the hours it takes to run your business.

We take time to meet each client in person, learn about their business, unique needs and goals. From there, we use a solutions based approach to analyze the organization's strategy, cash flow patterns, investment opportunities, information needs and fraud prevention. We review this with our client for input and approval. Then we leverage the knowledge of our whole organization to deliver recommendations that ideally meet the unique needs of your business strategy.