Treasury Management

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Treasury Management is an integrated process involving all aspects of your financial operation, including: 

  • Maximizing working capital
  • Managing or extending payables
  • Developing a proper account structure
  • Protecting the ever-increasing risk of fraud risk
  • Investing excess cash
  • Developing the reporting to help you run your business more effectively

State Bank of Cross Plains is focused on cutting the time it takes receivables to clear your account, which translates into greater cash flow and interest savings. Managing or extending payables can help you keep more cash where you need it, in your business. Developing a proper account structure can help you better manage your funds, segregate entities and reduce fraud risk. 

Security lock icon Fraudsters are always looking for ways to take your money and information, therefore, we have developed and implemented the tools you need to help secure your business from both internal and external fraud. 

Investing excess cash is a great way to grow your cash while keeping investment risk low. We can help you develop a short-term or long-term plan to maximize interest earned. We also look for ways to create efficiencies through customized reporting. Proper reporting can cut the hours it takes to run your business.

We take time to meet each client in person, learn about their business, unique needs and goals. From there, we use a solutions based approach to analyze the organization's strategy, cash flow patterns, investment opportunities, information needs and fraud prevention. We review this with our client for input and approval. Then we leverage the knowledge of our whole organization to deliver recommendations that ideally meet the unique needs of your business strategy.

We are the largest community bank in Dane County. We can provide operational efficiencies and technologies of a big bank, yet maintain a strong personal connection to our clients and our communities. As a community bank, we are only successful when our clients are successful. 

Our Treasury Management process is effective because we…

  • Evaluate and uncover client needs comprehensively
  • Build custom solutions to help grow their business and address their unique needs
  • Oversee the entire process personally, from the initial needs assessment through implementation and organization check-ins.
  • Encourage accountability to our clients in order to save them time and money, while streamlining their processes and operations
  • Know and treat our customers like family, it is personal for us because we are all part of the same community
  • Stay engaged with our clients, regardless of a financial need
  • Connect our clients with each other to help them network and succeed

Our Treasury Management integrated process includes: 

For more information on all of your Business Treasury Management needs contact us today. Call  (855) 256-7328  

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